Auto Insurance : Competitive rates for your automobile – AXA Canada Ontario
Driving Record Rating - 10* Program
If you are a claims-free driver, the AXA 10* Auto product will reward you with a very competitive rating. The longer you have been claims-free, the higher your star level (up to 10 years) and the lower your premiums will be.
To earn the best AXA auto rates you must be:
- 10 years licensed in Canada or the United States
- 10 years with no "At Fault" Losses
Note: License suspensions and/or gaps in insurance coverage may affect your star level.
For more information, please contact an AXA Broker or Advisor.
Accident Forgiveness Plan
Not everyone is perfect and even the best drivers can have a bad day. When the AXA's Accident Protection Endorsement is purchased on your 7, 8, 9, or 10 star rated vehicle and you have an accident where you are at-fault, you will not be penalized for the accident 1! This means your vehicle will renew at the same or better star rating!
1 Some exceptions may apply.
For more information, please contact an AXA Broker or Advisor.
Auto and Home Combined Insurance
If you insure both your Automobile and Home policies with AXA, you receive an additional 12% savings on your automobile and 10% on your property premiums.
Both policies must:
- Be in the same name and have the same mailing address
- Have the same effective/expiry dates
- Be on the same Payment Plan
- Be placed through the same Broker
Policy written through the AXA PAC program that are on our monthly payment plan will have the 3% financing fee waived!
For more information, please contact an AXA Broker or Advisor.
Discounts Available
- Age Discount - If you are a driver over the age of 25 years, you may qualify for a 5-27% discount
- Multi-Vehicle Discount - If you are a qualified driver who insures two or more vehicles with AXA, you may qualify for a 20-25% discount. This discount can increase to up to 25% depending on the age of the vehicle.
- PAC – Property and Automobile Combined Discount – When you insure both your principal residence and your personal automobile with us and meet specific criteria, you may qualify for a 12% savings on your automobile policy
- Multi-Policy Discount - When you insure both your principal residence and your automobile with us and the PAC qualifications are not met, you may quality for a 9% discount on your automobile policy premium. (Note: this discount cannot be added in conjuction with the PAC discount)
- Conviction Free Discount - If you have had no convictions within the last three years, you may qualify for a 5% discount
- Low Mileage Discount – If you drive your vehicle less than 8,000 kilometers a year, you may qualify for a 10% discount
- Driving Experience Discount – If you have been continuously licensed for 20 years or more and your vehicle is rated 10*, you may qualify for a 5 – 10% discount
- Hybrid Vehicle Discount – A 5% discount applies on all vehicles identified as “Hybrids” by the vehicle manufacturer
- Anti-Theft Discount - If your vehicle is installed with an after-market deterrent, you may be eligible for a 10%-15% discount
- Retiree's Discount - If you are the principal driver of a vehicle and are retired, you may qualify for a 5% discount off the Accident Benefits portion of your premium
- Higher Deductible Discount - If you opt for a higher deductible on a coverage, you may qualify for a discount off the applicable premium
- Living Away From Home - All part-time drivers under 25 years of age that reside away from home, may be eligible for a 50% discount
- Good Student Discount - Part time drivers under 25 years of age that have an 80% grade average or better may receive a 15% discount
- Graduated Licensing System Discounts - Are you progressing through the Graduated Licensing System? You may be eligible for a discount on your premium or on the vehicle to which you are assigned
For more information, please contact an AXA Broker or Advisor.