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Your personal possessions represent your family's security and if they were destroyed, you would need to come up with the money to replace them. Insurance protects you against financial loss and gives you peace of mind.
The automobile policy for each province is designed to provide standardized coverage for motorists. To some extent, this coverage is regulated by each provincial government. However, the difference comes in the policy rating, optional protections and, most importantly, the claims service you receive.
Yes. A premium saving is available to AXA policyholders who choose a higher deductible on collision, comprehensive, specified perils or all perils coverage. Higher deductibles, combined with a claim-free standing, can result in substantial savings.
Collision coverage compensates you for damages to your vehicle if you are in an "at fault" accident. Depending on your vehicle's age and residual value, you may opt to forego this coverage to reduce your premium. Your AXA Broker or Advisor can help you decide if you need it.